Medicare Supplement (Medigap) plans help cover the out-of-pocket costs that Original Medicare doesn’t pay. This can include deductibles, copays, and coinsurance, giving you more predictable healthcare expenses.
These plans work alongside Medicare Parts A and B and allow you to see any doctor or specialist nationwide who accepts Medicare, without network restrictions or referrals.
Medigap plans are standardized, meaning coverage is the same regardless of the insurance company; you’re mainly choosing based on price and service. They’re a popular option for those who want flexibility and fewer unexpected medical costs.